Exness Swap Fees (Overnight Fees): How to See Them, How They Are Calculated, and Cashback

Short answer: an Exness swap is an overnight charge or credit on a position that stays open past the daily rollover, at 21:00 GMT+0 in summer and 22:00 GMT+0 in winter, according to the Exness Help Centre (read 16 October 2026). On one weekday the swap is tripled to cover the weekend: Wednesday for most Forex pairs and metals, Friday for indices, stocks and most cryptocurrencies. You can check the swap before you trade in the MT4/MT5 symbol specification or the Exness trading calculator. Cashback does not change swap: it is a separate credit per lot traded, and it does not depend on how long you hold a position.

Last updated: 16 October 2026 · Reviewed by the OG Cashback Support team

Facts about Exness on this page come from the Exness Help Centre, read on 16 October 2026: About swap, Swap-free status, Swap-free status (Islamic countries), Trading calculator and the instrument specification articles. Exness sets swap rates and swap-free rules and may change them at any time. Check the current values in your Exness Personal Area or trading platform before relying on them.

Exness swap at a glance

What is a swap, and when is it charged?

A swap is the cost, or sometimes the credit, of keeping a position open overnight. Exness describes it as "an overnight commission deducted or added to a trader's equity". If you open and close a trade before the rollover, no swap applies to that trade.

Exness applies swap at 21:00 GMT+0 in summer and 22:00 GMT+0 in winter, Monday to Friday. For traders in Vietnam, Thailand or western Indonesia (GMT+7), that is 04:00 or 05:00 the next morning, local time (our conversion). Swap is not applied on Saturday or Sunday, and Exness notes that public and bank holidays can change the schedule.

Triple swap day

Most instruments settle up to two business days after a trade. So a position held through one particular weekday rollover is charged for three days at once, to cover the weekend. Exness calls this the triple swap. The day depends on the instrument group:

Source: Exness Help Centre, About swap and the Forex, Commodities, Indices, Stocks and Cryptocurrencies specification articles, read 16 October 2026. The day can differ for a single symbol, so always check the specification of the symbol you trade.

How Exness calculates swap

Exness publishes this formula:

Swap long is the rate for buy positions; swap short is the rate for sell positions. The "number of days" counts every rollover the position was held through, with the triple swap day counted as 3. Exness says it calculates swap rates in pips, while MetaTrader shows them in points. If the instrument's quote currency is not your account currency, the Exness trading calculator converts the result into your account currency.

According to Exness, these factors affect the swap rate of an instrument:

• The interest rates of the central banks behind the currencies.
• The exchange rate of the pair, where it applies.
• The direction of the order: long (buy) or short (sell).
• The broker's commission, which Exness says can change with market conditions and its risk management policy.

The Exness example, step by step

Exness gives this example, with a swap rate it marks "for demonstration purposes". It is not a current rate.

The position was open at three rollovers: Tuesday night, Wednesday night (triple) and Thursday night, because it closed at 23:00, after the rollover. The result is negative, so it is a charge. Current swap rates for every symbol are shown in your trading platform and in the Exness trading calculator.

Exness swap-free: who gets it, and for which instruments

Swap-free is an account status, not a rule per instrument. Exness applies it to your whole Personal Area, so every trading account you hold shares it. There are two separate statuses, and Exness says you cannot convert one into the other.

The Islamic countries listed by Exness on 16 October 2026 are: Algeria, Azerbaijan, Bahrain, Bangladesh, Brunei, Chad, Comoros, Côte d'Ivoire, Djibouti, Egypt, Indonesia, Iraq, Jordan, Kazakhstan, Kyrgyzstan, Kuwait, Lebanon, Libya, Maldives, Mauritania, Morocco, Niger, Oman, Pakistan, Qatar, Saudi Arabia, Senegal, Tajikistan, Tunisia, Turkiye, Turkmenistan, United Arab Emirates and Uzbekistan.

Some older articles on other websites mention an "extended swap-free" status. The Exness Help Centre articles we read on 16 October 2026 do not use that term; they describe the two statuses above. Exness also describes zero-commission, swap-free account types for certain regions, subject to its terms; ask Exness whether these apply to you.

When Exness can remove swap-free status

For the non-Islamic status, Exness says it analyses trading behaviour with an algorithm to check swap-free compliance under the Client Agreement. If you "do not trade mostly during trading hours and regularly hold large amounts of open orders overnight", you may no longer qualify. Exness recommends trading mostly during the day and keeping overnight orders to a minimum.

If the status is cancelled, Exness says it can cancel it on all trading accounts, and swap then applies to current and future open orders. Exness sends a notification to your Personal Area when the status changes. A cashback partner cannot restore swap-free status; only Exness decides it.

How to see swap on your account

1. In MT4 or MT5, before you open a trade

• Open the Market Watch window.
• Right-click the symbol you want to trade and choose Specification. On Exness, the symbol name carries the suffix of your account type, for example XAUUSDm on Standard or XAUUSDc on Standard Cent.
• Read Swap long (buy positions) and Swap short (sell positions). The Swap type field shows the unit, for example points. MT4 shows the triple swap day as "3-days swaps"; MT5 shows a multiplier for each day of the week.

Menu and field names from the MetaTrader help pages: MT5 Market Watch and MT4 Market Watch, read 16 October 2026. Mobile apps can show the specification in a different place.

2. In the Exness trading calculator

• Log in to your Exness Personal Area and open the Tools & Services menu (top right). The calculator is also in the Exness Trade app.
• Select your account type, account currency, instrument, volume and leverage.
• Read Swap long and Swap short in the results. The calculator also shows margin, spread cost, commission and pip value.

3. In your Personal Area: swap-free status

• Go to Exness benefits, then Trading conditions, and select Swap-Free to see your current status.

4. After the trade: your history

• Exness Trade app: open a closed order to see its swap and commission.
• Personal Area: Trading tab, then History of orders. MT4/MT5 desktop: the Account History tab. Exness also emails daily and monthly account statements.

While a position is open, swap is part of your equity: Exness defines equity as balance plus or minus floating profit or loss and swaps.

Swap, spread, commission and rebate: what cashback changes

More on spreads and commissions: Exness spreads and fees. Account differences: Exness account types.

Illustration: the total cost of a held position

Illustrative only. Spread, commission and swap change with the market and are set by Exness, so we use letters for them instead of numbers. Take your own figures from the Exness trading calculator.

Example: buy 1 lot of XAUUSD on a Standard account on Monday morning and close it on Thursday morning, before the rollover. The position is open at three rollovers: Monday, Tuesday and Wednesday. Wednesday is the triple swap day for metals, so the number of swap days is 1 + 1 + 3 = 5.

• If W is negative (a charge), each extra night adds to the cost; the rebate stays the same, because it is paid once per lot traded.
• If your account qualifies for non-Islamic swap-free status, XAUUSD is on the Exness swap-free list, so W × 5 = 0 and the net cost is S − rebate.
• The rebate on Standard is a share of the spread Exness earns and moves with the spread at execution. A tight spread returns less than the maximum. It lowers your spread cost; it does not remove it.
• Market moves are not part of this calculation. A held position can lose much more than its trading costs.

To estimate cashback for your own volume, use the Exness cashback calculator. For gold rates on every account type, see Exness gold cashback.

How to reduce swap costs

• Close positions before the rollover if you do not need to hold them overnight.
• Check the triple swap day for your symbol before holding through it.
• Check swap long and swap short before opening: the two directions have different rates, and one may be a credit.
• Check your swap-free status in the Personal Area, and which instruments it covers.
• Remember that leverage changes margin, not swap per lot. Swap scales with position size. See Exness leverage.

Frequently asked questions

Related guides

• All Exness trading costs in one place: Exness spreads and fees.
• Margin, equity tiers and risk: Exness leverage.
• How the rebate works and where the money comes from: Exness rebate.
• Estimate your cashback by volume: Exness cashback calculator.
• Gold rates per account type: Exness gold cashback.
• Standard, Pro, Raw Spread and Zero compared: Exness account types.
• Terms such as rollover, pip and equity: Exness glossary.